Investments

A principal feature of the Flexible Pension Scheme is the wide range of investments permitted within it which include:-

• Stocks and shares quoted on the UK Stock Exchange including securities on The Alternative Investment Market (AIM)
  
• Stocks and shares traded on a recognised overseas stock exchange
  
• Shares in Open Ended Investment Companies (OEICs)
  
• Unquoted equities (subject to individual consideration), but excluding any individual unquoted equities for overseas companies
  
• Futures and options traded through a recognised exchange
  
• Unit trusts and investment trusts
  
• Insurance company managed funds and unit linked funds
  
• Deposit accounts with any authorised financial institution
  
• Commercial property or land both in the UK and overseas
  
• Second-hand endowment policies via a recognised dealer
  
• FSA recognised offshore funds
  
• Trustee borrowing from an authorised institution
  
• Hedge funds
  
• Residential property through a qualifying special purpose vehicle
  
• Overseas property investments
  
• Commercial loans to unconnected parties
• All alternative investments can be considered, however complex, subject to them complying with HM Revenue & Customs rules

If you would like further details about the purchase of commercial property, please view our notes on purchasing commercial property within the Scheme.