The nomination form is not binding on the scheme administrator but they will take account of it as part of their procedures for choosing the beneficiaries.

The member should ensure that the nomination form lodged with the scheme administrator, is always up to date with details of those they wish to be beneficiaries.

The range of potential beneficiaries includes the following:

  • the member's spouse or civil partner, other dependants, children, grandchildren etc.
  • any individual included in the member's nomination form
  • any individuals entitled under the member's will to any interest in the estate
  • any persons the member knew before their death who the scheme administrator in its absolute discretion decides the member would have wished to provide for after their death
  • the member's legal personal representatives.

The following are a member's dependant:

  • the member's spouse or civil partner at the date of the member's death or at the date the member first became entitled to benefits under the pension scheme
  • a child or adopted child of the member under the age of 23 when the member died
  • a child or adopted child of the member aged 23 or over who, in the opinion of the scheme administrator, was dependent on the member because of physical or mental impairment when the member died
  • any other individual who, in the opinion of the scheme administrator, was financially dependent on, or inter-dependent with, the member when the member died, or was dependent on the member because of physical or mental impairment when the member died.