SIPP loans.

Loans to unconnected UK limited companies are permitted. Each loan will be assessed and approved based on our requirements: please read our Guidance notes and complete our Investment Questionnaire.

For secured loans we will consider up to 95% of the net market value of the SIPP at the point of advance provided it is secured by a first charge on property with a loan to value of 70%.

For any other loans we will allow up to a maximum of 50% of the net market value of the SIPP at the point of advance. Such other loans and shares in unquoted UK companies, must not exceed 50% of the SIPP fund.

A balance of at least £5,000 in the SIPP default bank account must be maintained after the loan has been made.

SIPP loans must be constructed as genuine investments and security may be required. We reserve the right to request the information that will allow us to consider and approve SIPP loans. Please complete and return our Investment Questionnaire.

For further information, please contact us.