What is a SIPP?

A self invested personal pension (SIPP) is a vehicle that lets you save for your retirement in a tax-efficient way. It is a personal pension wrapper that can hold a wide range of permitted assets both directly and through collectives. It offers you a higher level of flexibility and control over investment choices, which is useful if you use it. Should you only want a more limited investment choice, you may be able to access this more cost-effectively without the SIPP wrapper cost.

What can a SIPP invest in?

A principal feature of the Dentons SIPP is the freedom of the client to choose their investments from a wide selection, unlike a personal pension where you can usually only invest in a range of funds offered by an insurance company.

With a SIPP, you will be able to take direct control over your investment strategy, which allows you to invest directly in a range of assets such as stocks and shares, commercial property, unlisted shares, collective funds and bank/building society deposit accounts.

View our permitted assets.

Tax benefits.

Under current legislation,  a SIPP enjoys considerable tax benefits:

  • Tax relief on permitted personal contributions at your highest marginal rate of income tax, subject to certain limits
  • Investments are generally exempt from UK income tax and capital gains tax (CGT)
  • Employer’s contributions may qualify for full tax relief as a business expense 
  • Benefits on death will normally be free from inheritance tax
  • Benefits on death before age 75 could be free of any tax
  • Our SIPP frequently asked questions (FAQs) section will provide you with more in

More questions on SIPP?

Our SIPP frequently asked questions (FAQs) section will provide you with more information about SIPP, to help you decide whether this is the most suitable retirement vehicle for you.

SIPP Frequently Asked Questions (FAQs)

How to apply for a SIPP with Dentons?

Start your SIPP application today, by either completing the SIPP application online, downloading the SIPP paperwork and complete it at your leisure, or get in touch and we’ll send you a SIPP application pack.

SIPP investments.

We offer clients one of the widest ranges of asset classes in the industry, designed to suit even the most complex SIPP investment strategies. We can tailor our approach to help clients meet their objectives using our SIPP.

Ready to find out more?
Speak to an expert today.

Whatever your retirement needs, one of our experts will be happy to discuss how we can help you achieve your goals.