Dentons Pension Management Limited has been a self invested personal pension (SIPP) administrator since establishing its SIPP in 1996, allowing the company to build a clear focus on the delivery of a personalised and expert SIPP administration service to our clients. We offer a choice of product from a full asset SIPP through to a more straightforward single portfolio SIPP.
A self invested personal pension (SIPP) is a vehicle that lets you save for your retirement in a tax-efficient way. It is a personal pension wrapper that can hold a wide range of permitted assets both directly and through collectives. It offers you a higher level of flexibility and control over investment choices, which is useful if you use it. However, should you only want a more limited investment choice, you may be able to access this more cost-effectively without the SIPP wrapper cost.
Dentons provides both a full asset SIPP, enabling you to invest in a wide range of assets including commercial property through the full asset SIPP, and a more straight forward SIPP, our single portfolio SIPP, where you can only invest in a single portfolio. Both SIPPs deliver the flexibility to move between each Plan at a reduced cost to take advantage of a change in asset requirements.
Our SIPPs are Registered Pension Schemes for the purposes of Section 150(2) Finance Act 2004.
What is a SIPP? Why use a SIPP? What might I get when i retire?
Key features of our SIPPs include:
Under current legislation, self invested personal pensions enjoy considerable tax benefits:
At Dentons Pensions, we understand that everyone's financial journey is unique. That's why our SIPPs are tailored to accommodate your specific needs and aspirations. Here's why you should choose us:
History: Dentons has over 44 years’ experience and has gained a reputation as a professional, knowledgeable and efficient self invested personal pension administrator. Dentons has administered its own SIPP since 1996 and now administers over 8,000 SIPPs, with £5.2 billion assets under administration (AuA).
Diverse Investment Options: Our SIPPs open up a world of investment opportunities, from traditional assets to alternative investments, giving you the freedom to diversify your portfolio. Dentons has over 44 years’ experience within the self invested pensions industry and our Pension Consultants average over 26 years’ experience in financial services, dealing with simple and complex investments, including commercial property purchase (all investments are subject to Dentons individual acceptance following its due diligence).
Professional Administration: Dentons has a clear focus on the delivery of a personalised and expert SIPP administration service to their clients. Dentons' Pension Consultants each head up a team of Pension Administrators. Each team deals with a specific set of SIPP clients and provides a single point of contact for all client SIPP transactions. Dentons' servicing structure and training programme are designed to ensure that Dentons’ Pension Administrators are comfortable answering any adviser and client queries across every aspect of SIPP servicing.
Award winning service: Winning externally accredited awards including the Financial Adviser Service Awards (FASA) in consecutive years since 2015 is a testament to our dedicated, knowledgeable and experienced Pension Consultants and administrative staff and to our range of self invested pension products. Our level of client services and pension products continue to lead the way, backed by impressive customer assessment.
A principal feature of our SIPPs is the freedom for the client to choose their investments from a wide selection, unlike a personal pension where you can usually only invest in a range of funds offered by an insurance company. With our SIPPs, you will be able to take direct control over your investment strategy, and depending on the SIPP selected, could allow you to invest directly in a range of assets such as stocks and shares, commercial property, gold bullion, unlisted shares, collective funds and bank/building society deposit accounts.
full asset sipp - permitted assets single portfolio sipp - permitted assets
You, your employer or a third party other than your employer may contribute to your self invested personal pension. This can be on a regular basis, as one-off contributions, or a combination of both. there is no specific requirement to contribute and you can pay at intervals that suit your personal circumstances.
You will normally be eligible for tax relief on the total amount of contributions you and/or a third party (other than an employer) pay in a tax year to your self invested personal pension and any other registered pension schemes you may have, that do not exceed the greater of:
Our SIPPs fees provide clients with a clear administration charging structure. The standard annual administration for our full asset SIPP (Dentons SIPP) is charged at £675 plus VAT enabling clients to access a full range of investment options. For clients who choose to only invest funds in a single portfolio with an investment manager or platform (Sippchoice Bespoke SIPP), the standard annual administration is charged at £465 plus VAT.
Fee Schedule - full asset sipp Fee Schedule - single portfolio sipp
Our SIPP frequently asked questions (FAQs) section will provide you with more information about SIPP, to help you decide whether this is the most suitable retirement vehicle for you.
SIPP Frequently Asked Questions (FAQs)
The full asset SIPP puts you in full control of your retirement funds by taking advantage of a wide range of investment opportunities.
The SIPP can hold multiple investments including commercial property, collectives and investment portfolios.
Single portfolio SIPP is designed to provide you with a SIPP that caters for a more straightforward investment strategy with a single portfolio with an investment manager/platform on Dentons’ approved list and where the portfolio does not include any non-standard funds or assets.
Start your SIPP application today, by completing our SIPP application online.
I would like to confirm that Dentons have provided me and the firm with the highest levels of servicing and assistance. Every member of staff I have dealt with has been most helpful and had the patience to run through any query whether simple and complicated. All documentation has been provided in a timely manner and the support with adding applications etc has been top notch.
J. Titmarsh, Fairstone Group
Excellent service from both Hannah and the Admin team. I will certainly use Dentons again when the opportunity arises.
J. Walls, Protection & Investment Limited
Thanks for your exceptional service - you guys are streets ahead of the rest.
M. Mathias, Client
May I extend all our thanks to you [Shirley] and the team at Dentons; your communication and attention to detail has been exceptional on a recent SIPP case.
M. Warner, Senior Financial Planner, Succession Wealth
A big thank you for helping me get my SIPP set up with Dentons. Very professional efficient staff who have helped me at every step.
B Bhandal, Gloucester
Very impressed with how Dentons has dealt with the administration of our SIPP clients. The efficient and attentive direct personal contact service is exemplary and provides the reassurance that brokers highly value.
D Nichols, Helm Godfrey
If only all the SIPP trustees we've had to deal with were as professional and efficient as Dentons!
Client, Cartlidge Morland
Dentons are leagues ahead of all of their competitors for the efficiency of the transaction process.
Mr G Ribbons, Equitas Financial (UK) Limited, IFA
Smooth transition & set up of SIPP, handled in a professional & timely manner. If only all companies could follow Dentons strategy in service!
Mrs E Price, Client, Liverpool
Dentons have been able to provide an outstanding service while dealing with more complex cases than a standard SIPP.
P Masters, MASECO Private Wealth
I am really delighted at the way you have managed my drawdown for me and very grateful that you have been there to make the entire process so smooth. I had read some excellent customer reviews of Dentons online, and I can now see why you get such great feedback.
F Collinson, Client
I’ve been very impressed with the attention to detail and proactive response, especially from Mark Finch.
M. Anderson, Broadoak Financial Planning Limited
I have been very impressed by the highly professional and commercial services provided (and I'm not easily impressed!). I would strongly recommend Dentons to anyone with similar circumstances. A very satisfied customer.
I was delighted with the service provided. It was always helpful, accurate and prompt and I could not have asked for any better communication. Thank you.
I Henderson, Client
From my first contact with Steve McPhillips through to the setting up of the SIPP and its on-going administration, I have found the service provided by Dentons to be first class. The team are pro-active and knowledgeable, and keen to work closely with me for the benefit of my client.
P. Mahon, Brookdale IFP Ltd
James Beal was a huge help with my client. He guided me through the process of setting up the new SIPP with ease. He is a huge asset to Dentons.
S Straker, IFA
The allocation of SIPPs to individual staff is far preferential to a teams based approach.
T. Law, Eastcote Wealth Management Limited
Whatever your retirement needs, one of our experts will be happy to discuss how we can help you achieve your goals.