Our SIPP plans can make loans as investments but we will carry out relevant due diligence and restrictions may apply in certain circumstances.
SIPP loans will only be acceptable if they are genuine investments of a pension scheme and are made on commercial terms.
Loans to individuals (including members), partnerships or trusts, or companies connected with members are not permitted. Loans can also not be made to collective investment schemes.
We will not allow individual unsecured loans to UK limited trading/non-trading companies. Syndicated loans will be considered on their own merits. SIPP loans must be constructed as genuine investments. We reserve the right to request the information that will allow us to consider and approve SIPP loans.
Each loan will be assessed and approved based on our requirements: please read our Guidance notes before completing and returning the secured loan to a UK trading company questionnaire.
Each loan will be assessed and approved based on our requirements: please read our Guidance notes before completing and returning the secured loan to a UK non-trading company questionnaire.
Whatever your retirement needs, one of our experts will be happy to discuss how we can help you achieve your goals.